Call Our Experts

Boat Insurance

Boat Insurance

When you’re out cruising, fishing, sailing, or jet boating, the last thing you want to be thinking about is insurance coverage while your boating.

There are several Boat Insurance Discounts you may qualify for such as:

When you look at boat insurance coverage, it may remind you a lot like your auto policy. And like your auto policy, coverage and limits vary between companies.

The main types of coverage for boat insurance are liability and (physical) property damage:

Bodily Injury Liability

This coverage pays for expenses due to an injury to others from an accident you caused. Medical bills, pain and suffering, defense costs and lost wages may all be covered.

Property Damage Liability

This coverage can pay costs from damage to other property from an accident you caused. This could be damage to another boat, dock or other structure.

Physical Damage

This covers damage to your own boat and its trailer. For example, if you hit a dock and your boat got damaged, the cost of repairing it would be covered.

Physical Damage Payout

There are three ways this can be paid out:

Five Optional Boat Insurance Coverages:

Types of Boat Insurance we offer: