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Do you need optional insurance when you're renting a car?
You’re standing at the car rental counter waiting to start your vacation when you’re asked a tricky question. Do you want to buy damage waivers, also known as car rental insurance? How will you answer?
"Knowing if you need to buy rental insurance can save you money and give you peace of mind," says Rick Crawley with Progressive. "Optional insurance could nearly double the cost of the rental. Do your homework and know before you go."
Here are some pointers:
"Generally, if you have comprehensive, collision and liability coverages on your personal car insurance policy, there’s a good chance you’ll be covered in a rental car," says Crawley. "Check with your agent to be sure. If you are covered, you would be liable only for the deductible on comprehensive and collision coverages, just like your personal vehicle."