Auto Insurance

Insurance tips for vacation

Three Tips To Help Your Vacation With vacation season in full swing, you may be in the process of planning an annual getaway. While most people spend lots of time looking for ways to maximize their budget, one costly decision is often left to the last minute—whether to buy the optional insurance offered by a rental car company. “Deciding whether to buy ‘damage waivers’ or insurance at the rental car counter can be a confusing experience—especially if you don’t...

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dw 5/15/2012 11:58:00 PM Comments(0)

Car Insurance: Buying Car Insurance In The 21’st Century

Buying car insurance can seem like a daunting task, but there are often steps you can take to make it a little easier. First, decide what kind of insurance coverage you are going to need. There are different variations from state to state on minimum insurance you have to carry, so obviously your first goal is to meet this minimum requirement. From there, you can pick and choose what kind of coverage you need. If you have a lot of assets, liability insurance is a must. Bodily injury liability ins...

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Lock Insurance Staff 3/8/2012 12:51:00 PM Comments(0)

Cheap Insurance

It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, Lock Insurance can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some things you may want to consider: • Ask us to check several companies’ rates. This is the single most important thing you can do to get the best possible rate—and we can do it for you quickly and easily. The difference between the h...

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DON 2/23/2012 3:07:00 PM Comments(0)

Motorcycle Insurance

A motorcycle is a significant investment. Before you get your motor running and head out on the highway this season, you owe it to yourself to make sure your insurance is up-to-date and you’re properly covered. “Just as riding a motorcycle is much different than driving a car, riders should know that their motorcycle insurance needs are different, too,” said Rick Stern, motorcycle product manager, The Progressive Group of Insurance Companies. Here are some tips: Update your pol...

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dw 1/26/2012 11:56:00 AM Comments(0)

Understanding the Price of Auto Insurance

Once you understand the various portions of coverage that are available through an auto insurance policy, it is time to take a look at the price. There are deductibles and premiums that you can incur when getting auto insurance, and also sometimes out of pocket costs you will still have to pay in the event of an accident even after you have insurance. When considering how much you will be charged for car insurance, there are a few factors that the auto insurance companies take into consideration...

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Lock Insurance Staff 9/26/2011 2:18:00 PM Comments(0)

Understanding Auto Insurance

Sometimes it can be difficult to pick the right auto insurance for you. There are some things to think about before you even get down to the process of choosing an auto insurance company. First, you need to understand how auto insurance works. You’ve heard about different deals with deductibles and premiums, but what does this really mean? We’re here to help you figure out the basics. When purchasing a car insurance policy , there are many different things that may or may not be cove...

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Lock Insurance Staff 8/31/2011 1:35:00 PM Comments(0)

Flo From Progressive brings Snapshot

Being A good driver can save you money! Introducing our biggest discount ever: THE SNAPSHOT DISCOUNT! only from Progressive. Its the new, huge way to save more than ever on your car insurance . You plug it inyour car and it keeps track of your good driving habits so we can lower your rate. Rewarding you for being a good driver. Find out more! Scan with your smart phone and learn more!

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Don Westerfeld 4/18/2011 8:57:00 PM Comments(1)

Seminole Casualty insurance company

Be weary of small companies! Seminole had about 41,000 policies in Florida as of February, mostly covering personal drivers with some covering business automobiles or contractors liability. Policyholders of the companies have until March of next year to file claims. Seminole was licensed in Florida in 1988 and is licensed in eight states, but primarily sold policies in Florida and Maryland. Give us a call today so we can help guide you to one of our great companies with a price you can afford. R...

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dw 4/13/2011 3:25:00 PM Comments(2)

Car Accident Fraud Can Cause Insurance Prices to Rise

Car insurance the price you pay is going to increase! It is hard to believe during 2009, Tampa experienced a 290-percent increase in questionable claims related to staged or caused accidents, the CFO’s office said in a press statement. A single staged accident can generate tens of thousands of dollars in fraudulent claims. The three cities Tampa, along with Miami and Orlando, make up three of the top five cities nationally for questionable claims associated with staged accidents, and PIP f...

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don 2/20/2011 8:56:00 PM Comments(0)

Make the Most of Your Tax Return

Making the most with your tax return! Taxpayers of any income level can file free with forms on the IRS site. Details and links at www.irs.gov/free file. If you do your own tax return and your adjusted gross income is $58,000 or less, you can file free from the IRS website, using Free File software. Or you can use the program on line or work with a cooperating company such as Turbo tax or H&R Block. Each company has its own criteria for who is eligible to file free with its program. When you...

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Don 1/30/2011 8:49:00 AM Comments(0)

How Can You Get A Discount on your Car Insurance?

Making sure you look out for all the auto insurance discounts that are available to you! Three areas of opportunities to save money that you should pay very close attention to: Driver discounts: Good student, safe driver, defensive driver coarse , driving history, age, gender, married. Vehicle discounts: Anti-lock breaks, airbag, alarm systems, mileage. General policy discounts: Purchase early discount, good credit discount, prior insurance, homeowner, paperless. Contact us and we would be more ...

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Don 11/29/2010 11:03:00 PM Comments(0)

The Low Cost of Car Insurance In Polk County

Car Insurance in Polk County is substantially lower. Insurance companies will vary from county to county even zip code to zip code. So if you are moving from Orlando to Lakeland you will be happy and if you are moving from Lakeland to Orlando you might be upset with the rates. Even if you have a child take a vehicle to college, the insurance company will want to change the garaging zip code to charge for the area the vehicle is in. There are some new discounts that are available: Prior insurance...

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Don Westerfeld 11/5/2010 9:16:00 AM Comments(0)

Rise in Cheap Insurance Quotes in Florida Due to Fraud Claims

Florida is number one when it comes to fraud claims. Miami has always been a hot bed for years but Tampa and then Orlando are tring to catch up. I mean they just changed the name of the Ford Ampitheater to 1-800-ASK-GARY. It is important if you are in Florida right now to keep your insurance in place even in situations were you don't have a car. If you are in an accident, take pictures, write down names and numbers of any witnesses. If it happens on private property the police will not show up t...

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Don Westerfeld 8/24/2010 9:24:00 PM Comments(0)

How Other Sites Do Your Online Auto Insurance Quotes

When you are surfing the internet for the cheapest car insurance quotes , keep in mind a lot of the advertisements that you see are for companies that sell and share your information. There are hundreds of these companies out there and they sell them to agencies like myself that pay 3 to 20 dollars for one shared lead, which are suppose to be sold out to know more than 5 times. If you get to a local company such as ourselves we just quote you through our 7 companies in house. Experience the diff...

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Don Westerfeld 8/11/2010 10:15:00 PM Comments(0)