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Whole Life Insurance

whole life insuranceWhole Life Insurance: The policy builds cash value that you can borrow against.

The three most common types of Whole Life Insurance are Traditional whole life policies, Universal and Variable.

Whole Life Insurance is more expensive: You're paying not only for insurance but also for the investment portion.

That extra cost is worth it if you buy in at the your current age and in most cases never increase.

A few of the advantages to Whole Life Insurance:

  • Passes through probate
  • Tax free distribution
  • Price usually never goes up