The number of insurance policies you need and the premiums you pay for them can take a considerable part of your monthly budget. So how can you keep yourself and your family protected while saving some money? Often you can save by combining insurance policies with your home insurance without sacrificing coverage.
Insurance companies are more than happy to insure policyholders with multiple policies such as; auto, motorcycle, boat, Recreational, and Home. So they are eager to offer you great discounts. This will help you to save more on your premiums.
When you combine your home and auto insurance, for example, you will not only save money, but you will have the added convenience of one insurance package, one payment to make each month, one renewal date, and one single deductible that will apply in the event a claim is made.
As with any insurance, it is essential to do your research. You should find out how a company ranks in terms of how well they pay their claims and their financial strength. You should also read the insurance policy carefully to know precisely what you are covered for and how much the provider will pay for a claim. It is important to remember that having the right amount of coverage outweighs the cost of having inadequate coverage.
Don Westerfeld has been active in the field of Insurance and Financial Planning since 1997. Don grew up in Indiana later moving to Lakeland Florida where he continues to reside with his wife and children. When he’s not in the office you can find him enjoying the great outdoors. He has served on several charitable business and non-profit organizations and continues to provide guidance, advice and support to local charities.
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