Many people do not realize the importance of vacant land insurance. But purchasing this insurance now can save you a lot of money in the future.
Maybe you own some wooded property that has been passed down to you from another family member. Or maybe you have invested in property in a new and upcoming area.
Either way, having vacant property comes with risks. Vacant property; whether vacant land or a vacant home, it can be a breeding ground for trouble. People may do something as simple as use the vacant land as a shortcut.
Other people may feel that they have the right to use the vacant land to ride ATV’s, hunt, or do other recreational activities. You may post signs saying “Private Property” and “Do Not Enter”, but these are not enough. If someone is injured on your property, they still may be able to sue you for their injuries.
This is why vacant land insurance is so important. It can protect you from being sued if someone is accidentally injured on the property. Often times, you can find affordable vacant land insurance as well, as an extension of your homeowners insurance, or as part of an umbrella policy encompassing other aspects of liability insurance.
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