Are you hosting a family reunion or neighborhood party at your house or perhaps an apartment? Before you have that big event in your home, it’s wise in this litigious age to ensure you are protected.
You need to know what your homeowner’s or renter’s insurance policy covers if a guest is injured. You should also know what is covered if your guest damages your property.
We all have that one uncle who drinks a little too much at Thanksgiving and then stumbles into something valuable and breaks it. It would be unfortunate if you were under the impression that your insurance policy covered such incidents when they were not.
Here are some things you will want to ensure are in your homeowner’s or renter’s insurance policy.
If an accident happens, take these steps:
If the structure of your home or apartment is damaged or any of the property inside of it, take the following steps.
If you have made your home safe and know what your policy covers, you can rest easy when guests arrive at your party that you are prepared.
If you have any questions about Homeowners Insurance, contact us via email or at (863) 646-LOCK.
Don Westerfeld has been active in the field of Insurance and Financial Planning since 1997. Don grew up in Indiana later moving to Lakeland Florida where he continues to reside with his wife and children. When he’s not in the office you can find him enjoying the great outdoors. He has served on several charitable business and non-profit organizations and continues to provide guidance, advice and support to local charities.
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