Are you hosting a family reunion or neighborhood party at your house or perhaps an apartment? Before you have that big event in your home, it’s wise in this litigious age to make sure you are protected.
You need to know what your homeowner’s or renter’s insurance policy covers in case of a guest being injured. You should also be aware of what is covered if your guest damage any of your property.
We all have that one uncle who drinks a little too much at Thanksgiving and then stumbles into something valuable and breaks it. It would be unfortunate if you were under the impression such incidents were covered by your insurance policy when they were not.
Here are some things that you will want to make sure are in your homeowner’s or renter’s insurance policy.
If an accident happens, take these steps:
If the structure of your home or apartment is damaged, or any of the property inside of it, take the following steps.
If you have taken steps to make your home safe and know what your policy covers, you can rest easy when guests arrive at your party that you are prepared.
Should you have any questions about Homeowners Insurance, contact us via email here or call us at (863) 646-LOCK.
Don Westerfeld has been active in the field of Insurance and Financial Planning since 1997. Don grew up in Indiana later moving to Lakeland Florida where he continues to reside with his wife and children. When he’s not in the office you can find him enjoying the great outdoors. He has served on several charitable business and non-profit organizations and continues to provide guidance, advice and support to local charities.
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