You know what they say driving is a privilege.
Florida sr22 insurance is a policy required by state law for drivers who have committed one of the various offenses. An sr22 policy is a financial agreement between the driver’s insurance company and the driver. This agreement is then created into a separate policy from the auto insurance and is provided to the Florida DMV.
Florida sr22 insurance coverage can cost between Three hundred and two thousand dollars annually, depending on the offense’s severity and the sentence’s duration. However, financial help is available through driving classes, student discounts, homeowner discounts, multi-policy discounts, and other DMV programs.
The Florida sr22 insurance certificate that provides proof of the agreement must be sent to the DMV more frequently than standard auto insurance. Failure to meet the deadline will result in a fine, or multiple missed deadlines, could result in a suspended license.
In addition to carrying your auto insurance with you in your vehicle, a Florida sr22 insurance certificate must be held by those who need it. These days it is usually filed electronically. Failure to produce this document upon request by DMV officials or law enforcement will be treated as failing to provide proof of insurance. This could increase your mandatory sr22 sentence.
In Florida, first-time offenders of failing to provide proof of insurance will receive a mandate to maintain a Florida sr22 insurance policy for up to three years.
Suppose the offender has a previously existing insurance policy and is required to obtain Florida sr22 insurance. In that case, the offender must contact the insurance provider to determine whether or not they provide sr22 insurance. If the provider does not have sr22 insurance, then it will be mandatory for the offender to switch to an insurance company that does.
For a driver that loses their vehicle and is issued with a Florida sr22 insurance mandate, the policy must still be fulfilled by a non-owners policy. Florida sr22 insurance must be acquired by those that violate the rules of the road. There are no exceptions.
Don Westerfeld has been active in the field of Insurance and Financial Planning since 1997. Don grew up in Indiana later moving to Lakeland Florida where he continues to reside with his wife and children. When he’s not in the office you can find him enjoying the great outdoors. He has served on several charitable business and non-profit organizations and continues to provide guidance, advice and support to local charities.
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