Get a FREE Homeowners Insurance Quote. One of our professional insurance specialists will help you save money today!

Home Insurance

Whether you own or rent or maybe your property is vacant or under renovation, Lock Insurance has the correct coverage options for your unique situation.
Florida Home Insurance
Remember when looking for Florida house insurance, you must consider their rating and stability. Whether your house is brand new or a 100 years old we can create a customized package that will fit your needs to ensure your property is protected at a price you can afford. Even if you have a claim or two give us a call we will find coverage for you.
We challenge you to contact our office and see just how fast, friendly, knowledgeable our agents are. We offer free home insurance quotes for all types of properties with over 15 of the top rated insurance companies in Florida.
Check out all of our company ratings now on the most respected and  commonly used homeowner insurance rating company Demotech!
The worst time to find out you are not covered is when you are calling us during a claim, does your current insurance policy have any of the following coverages: Sinkhole coverage, law and ordnance, refrigeration, replacement cost, screen enclosure, theft, sewage and water back up, golf cart coverage, identity theft, dog liability and if so do you need it are you paying extra for it currently.
Are you getting all of your discounts that you can possibly get such as local alarm discount, monitored alarm discount, senior discount, wind mitigation discount, 4 point inspection discount, age of home discount, hip roof discount, claims free discount.

My home is over insured!

This insurance coverage protects the building structure, this coverage limit SHOULD be the cost to replace the building and no more. We are more than happy to assist you in determining the Replacement Cost Value of your structure. Our Skilled Agents and representatives have several tools that allow us to accurately determine the cost to replace your property structure. Let us do a replacement cost estimator for you with no obligation.

Common Property Coverages

  • Homeowners Insurance
  • Landlord Insurance
  • Renters Insurance
  • Vacant Land Insurance
  • Condo Insurance
  • Property Insurance
  • Vacant Home Insurance
  • Commercial Property
  • Dwelling fire
  • Lessors risk
  • Liability only


Get a FREE Replacement cost estimator. One of our professional insurance specialists will return it to you shortly.

Insurance Partners

Universal property
Universal North A. 
Security First
Fidelity Insurance
St Johns
Peoples Trust
Avatar Insurance
Tapco Insurance

Phone Numbers




Our Partners

View all partners